Citadel is a deposit and withdrawal method that enables users to transfer money from their bank accounts using Citadel to their ECash Direct account and withdraw back to their bank accounts using Citadel. Citadel is an electronic Internet check product provided by Citadel Commerce. It is an easy payment method for the millions of consumers who don't have credit cards or have reached their limit. Internet customers who wish to pay by check simply select Citadel and enter the requested bank account information. Citadel authenticates the information you provide immediately, online! No more waiting 2-3 business days to verify your banking information. You can feel secure that you never share your personal information with 3rd parties.